MUHAJJI, Musdalifah.
 ANALYSIS OF ICT LITERACY IMPLEMENTATION IN MSME DIGITALIZATION THROUGH QRIS PAYMENT SYSTEM IN INDONESIA.
<strong>Journal of Information System, Applied, Management, Accounting and Research</strong>, [S.l.], v. 10, n. 1, p. 209-213, feb. 2026.
ISSN 2598-8719.
Available at: &lt;<a href="https://journal.stmikjayakarta.ac.id/index.php/jisamar/article/view/2279" target="_new">https://journal.stmikjayakarta.ac.id/index.php/jisamar/article/view/2279</a>&gt;. Date accessed: 08 feb. 2026.
doi: <a href="https://doi.org/10.52362/jisamar.v10i1.2279">https://doi.org/10.52362/jisamar.v10i1.2279</a>.