Hursepuny, Johan, Novita, Dwi, Wibowo, Kuncoro, Siagian, Frisca, AND Marpaung, Oktavia. " PENGARUH DISIPLIN KERJA, MOTIVASI KERJA DAN TINGKAT PENDIDIKAN TERHADAP KINERJA KARYAWAN DIVISI RETAIL BUSINESS DEVELOPMENT PT OK BANK INDONESIA" Journal of Information System, Applied, Management, Accounting and Research [Online], Volume 8 Number 3 (6 July 2024)