Adrian, Adrian, 		Marpaung, Oktavia, 		Yasin, Verdi, AND 		Horas Sarjana, Samuel.
" Financial Literacy and Fintech Adoption in Indonesia: A Review from Campus Surveys and National Case Studies" <em>International Journal of Informatics, Economics, Management and Science</em> [Online], Volume 4 Number 2 (25 July 2025)